Non-life insurance consumption in Italy: a sub-regional panel data analysis

We analyze the consumption of non-life insurance across 103 Italian provinces in 1998–2002 in order to assess its determinants, in the light of the empirical literature. Using sub-regional data, we overcome an important limitation of cross-country analyses, i.e. the systemic heterogeneity due to country-specific characteristics. Individual heterogeneity is accounted for through panel data techniques. However, considering spatial units within a single market raises issues of cross-sectional or spatial dependence, either due to common nationwide and/or regional factors or to spatial proximity. We carefully assess spatial dependence, employing recent diagnostic tests, finding out that the regressors included in our specification successfully account for spatial dependence. Insurance turns out to depend on income, wealth and some demographics, as already established, but also on trust, judicial efficiency and borrowing conditions. These findings help in explaining the gap between Central-Northern Italy and the south of the country.     

Kinematic evolution of thrusts wedge and erratic line length balancing: insights from deformed sandbox models

Kinematic evolution of fold-thrust structures has been investigated by analogue models that include syntectonic sedimentation. Different decollement dips and basement thicknesses produced different wedge geometries and propagating characteristics. A model with one decollement level was characterized by a closely spaced thrust system during early stages of shortening as compared to the late stages. The frequency of fault nucleation was rapid during the early stages of deformation. Conversely, the frequency of fault nucleation was low and thrust spacing was significantly wider in a model with two decollement levels. Individual faults became locked at steep dips and deformation stepped forward as a new fault nucleated in-sequence in front of the older locked structure. Once the thrust system was established up to 27 % overall shortening, an overlying bed was introduced to simulate syntectonic deformation. Model sand wedge did not grow self similarly but rather its length and height increased episodically with deformation. Restoration of deformed models show that layer parallel shortening accommodated for approximately half of the total model shortening across the multilayers. Calculated error in apparent layer shortening from the restored layers revealed a direct relation with depth of the layers in the models. The experimental results are comparable to a natural example from the Northern Apennines fold-and-thrust belts.     

Trace elements and REE fractionation in subsoils developed on sedimentary and volcanic rocks: case study of the Mt. Vulture area,southern Italy

There is an increasing interest in the distribution of rare earth elements (REEs) within soils, primarily as these elements can be used to identify pedogenetic processes and because soils may be future sources for REE extraction, despite much attention should be paid to the protection and preservation of present soils. Here, we evaluate the processes that control the distribution of REEs in subsoil horizons developed over differing lithologies in an area of low anthropogenic contamination, allowing estimates of the importance of source rocks and weathering. Specifically, this study presents new data on the distribution of REEs and other trace elements, including transition and high-field-strength elements, in subsoils developed on both Quaternary silica-undersaturated volcanic rocks and Pliocene siliciclastic sedimentary rocks within the Mt. Vulture area of the southern Apennines in Italy. The subsoils in the Mt. Vulture area formed during moderate weathering (as classified using the chemical index of alteration) and contain an assemblage of secondary minerals that is dominated by trioctahedral illite with minor vermiculite. The REEs, high-field-strength elements, and transition metals have higher abundances in subsoils that developed from volcanic rocks, and pedogenesis caused the Mt. Vulture subsoils to have REE concentrations that are an order of magnitude higher than typical values for the upper continental crust. This result indicates that the distribution of REEs in soils is a valuable tool for mineral exploration. A statistical analysis of inter-elemental relationships indicates that REEs are concentrated in clay-rich fractions that also contain significant amounts of low-solubility elements such as Zr and Th, regardless of the parent rock. This suggests that low-solubility refractory minerals, such as zircon, play a significant role in controlling the distribution of REEs in soils. The values of (La/Yb)_N and (Gd/Yb)_N fractionation indices are dependent on the intensity of pedogenesis; soils in the study area have values that are higher than typical upper continental crust ratios, suggesting that soils, especially those that formed during interaction with near neutral to acidic organic-rich surface waters, may represent an important source of both light REEs and medium REEs (MREEs). In comparison, MREE/heavy REE fractionation in soils that form during moderate weathering may be affected by variations in parent rock lithologies, primarily as MREE-hosting minerals, such as pyroxenes, may control (La/Sm)_N index values. Eu anomalies are thought to be the most effective provenance index for sediments, although the anomalies within the soils studied here are not related to the alteration of primary minerals, including feldspars, to clay phases. In some cases, Eu/Eu* values may have a weak correlation with elements hosted by heavy minerals, such as Zr; this indicates that the influence of mechanical sorting of clastic particles during sedimentary transport on the Eu/Eu* values of siliciclastic sediments needs to be considered carefully.     

Intrinsic vulnerability assessment of Saturnia thermal aquifer by means of three parametric methods: SINTACS,GODS and COP

Three different parametric methods for the evaluation of intrinsic vulnerability to pollution have been applied in a hydrothermal carbonate aquifer located in central-northern Italy and the results obtained were compared with each other. The study area, large, approximately 152 km², lies in an area of the northern Apennines. The investigated aquifer feeds the hot thermal springs of Saturnia. The vulnerability assessment methods used are: SINTACS, GODS and COP. The vulnerability maps obtained were first individually examined, and then they were compared with each other by means of spatial analysis. These maps show similar results for the estimation of the vulnerability just in some areas. SINTACS yields areas potentially vulnerable to pollution along the Albegna River and its major tributaries in the northern part of the study area. The GODS index map reflects the great importance that this method gives to the lithological characteristics of the unsaturated zone in the subdivision of areas with different vulnerability. GODS and COP methods agree in classifying low vulnerability in the most part of central-southern study area, where the aquifer is confined by the Pliocene clay deposits. Based on the conceptual model of groundwater flow developed for the aquifer under investigation, COP seems the most appropriate method among those applied in this work, in particular with regard to the assessment of the vulnerability of the recharge area of thermal groundwater. Located in the northern part of the study area, where karst carbonate formations of the Tuscan Nappe outcrop, this recharge area is classified by the COP method as highly vulnerable to pollution.     

Water budget management of a coastal pine forest in a Mediterranean catchment (Marina Romea, Ravenna, Italy)

In Mediterranean coastal catchments, water management for preservation of pine forests and other natural areas faces particular challenges. Limited rainfall, water consumption by vegetation as well as subsidence, drainage and salt water intrusion all play an important role. Traditionally forest and water management are carried out independent of one another and do not consider water budget calculations. We show with this study that is very important to have quantitative information of all the components of the water budget as well as the size of the fresh water lenses in the aquifer to be able to integrate the water- and forest management. We use an integrated hydrologic-ecologic methodology based on easily attainable data to assess the monthly water budget of a coastal catchment, Marina Romea (Ravenna, Italy). We present detailed monthly water table records, rainfall data, drainage data, tree density and tree perimeter and use published sap flow measurements of single pine trees (Pinus Pinea) to quantify the actual transpiration of single pine trees in different periods of the year. Transpiration amounts to 10–30 l per day per tree. These values are confirmed by independent estimates of tree transpiration based on our water budget calculations: 9–34 l/tree/day. Because typically there are so many trees in planted pine forests, the total transpiration rates over the whole watershed take up a large percentage (up to 200 %) of the precipitation. In Marina Romea, four monitoring periods out of twelve, the tree transpiration is larger than precipitation. In nine monitoring periods, drainage in the watershed is larger than precipitation or tree water transpiration. The measurements and calculations show that not much freshwater is left to recharge the fresh water lens underneath Marina Romea. Monthly monitoring of groundwater table elevation and salinity in the pine forest of Marina Romea from March 2007 to February 2008 shows that the groundwater table strongly fluctuates and groundwater salinity is constantly very high (up to 17.7 g/l). Analytical calculations based on the Ghyben Herzberg Dupuit principle suggest that even a small continuous annual recharge of 15 mm could form a 2-m deep freshwater lens in the unconfined aquifer. This freshwater lens is not present in the study area and this is due to the fact that tree water transpiration and drainage take out most of the fresh water coming into the watershed. In catchments like Marina Romea, water consumption by the (natural) vegetation and seasonal differences as well as the fact that fresh water lenses are limited in salty surroundings should be taken into account in water and forest management.     

Background levels of potentially toxic metals from soils of the Pisa coastal plain (Tuscany, Italy) as identified from sedimentological criteria

Identification of reliable background values of potentially toxic metals in sediments requires detailed integration of geochemical data with accurate sedimentological studies. Through analysis of 60 soil samples from the Pisa coastal plain, this study shows to what extent sediment provenance and facies characteristics may influence the natural distribution of potentially toxic metals (Cr, Ni, Cu, Zn, Pb) within alluvial and coastal sediments. Metals supplied to the alluvial plain are mostly concentrated within the finest sediment fraction (floodplain clays), while coarser crevasse and overbank deposits exhibit invariably lower metal contents. Beach-ridge sands display the lowest metal concentrations. Transport of ophiolitic detritus by the longshore drift may account for locally high Cr concentrations within beach deposits. Geochemical fingerprinting of individual facies associations in terms of natural metal contents results in the construction of a geologically-based geochemical map. This map offers a more reliable depiction of spatial distribution of background levels than interpolation techniques based uniquely upon statistical methods. Matching background values against metal concentrations from topsoil samples leads to the reliable assessment of the pollution status of Pisa coastal plain. Metal contents exceeding the threshold values designated for contaminated areas (Cr) simply reflect catchment geology, and are not the product of artificial contamination. On the other hand, anthropogenic disturbance may be detected even where metal contents (Pb, Cu) lie below the threshold values. The use of sedimentological criteria is presented here as a pragmatic tool to enhance predictability of natural metal contents in sediments, with obvious positive feedbacks for legislative purposes and environmental protection.     

Anticlockwise pressure–temperature paths record Variscan upper‐plate exhumation: Example from micaschists of the Porto Vecchio region,Corsica

To better understand the evolution of deep‐seated crust of the Variscan orogen in the Sardinia‐Corsica region, we studied garnet‐bearing micaschists which were sampled 3 km east and 15 km northeast of Porto Vecchio, south‐eastern Corsica. After a careful investigation of the textural relations and compositions of minerals, especially of zoned garnet, a P–T path was reconstructed using contoured P–T pseudosections. U–Th–Pb dating of monazite in the micaschists was undertaken with the electron microprobe. The micaschists from both localities were formed along similar anticlockwise P–T paths. The prograde branch of these paths starts at 3 kbar close to 600°C in the P–T field of sillimanite and reaches peak conditions at 7 kbar and 600 (15 km NE of Porto Vecchio) to 630°C (3 km E of Porto Vecchio). The metamorphism at peak P–T conditions happened c. 340 Ma based on low‐Y (<0.65 wt% Y₂O₃) monazite. Ages of monazite with high‐Y contents (>2 wt% Y₂O₃), which probably have formed before garnet, scatter around 362 Ma. The retrograde branch of the P–T paths passes through 4 kbar at ~550°C. We conclude that the micaschists belong to a common metasedimentary sequence, which extends over the Porto Vecchio region and is separated from other metamorphic rock sequences in the north and the south by major tectonic boundaries. This sequence had experienced peak pressures which are lower than those determined for metamorphic rocks, such as micaschist and gneiss, from north‐eastern Sardinia. At present, we favour a continent–continent collisional scenario with the studied metasedimentary sequence buried during the collisional event as part of the upper plate. The contemporaneous high‐P metamorphic rocks from NE Sardinia were part of the upper portion of the lower plate. The addressed rocks from both plates were exhumed in an exhumation channel.