| 洪水保险的理论分析与研究 |
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| 引用本文： | 王本德,于义彬. 洪水保险的理论分析与研究[J]. 水科学进展, 2004, 15(1): 117-122 |
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| 作者姓名： | 王本德 于义彬 |
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| 作者单位： | 大连理工大学土木水利学院,辽宁,大连,116023;大连理工大学土木水利学院,辽宁,大连,116023 |
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| 摘 要： | 简述了目前一些国家的洪水保险的现状,综合应用了经济学、保险学、系统工程等理论和知识,对洪水保险问题进行了深入分析和研究,揭示了洪水保险的内在性质和规律,建立了洪水保险的效用模型。结合我国的国情,对我国实施洪水保险提出了建议。
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| 关 键 词： | 洪水保险 风险 市场保险 自我保险 自我保护 理论研究 |
| 文章编号： | 1001-6791(2004)01-0117-06 |
| 收稿时间： | 2002-11-23 |
| 修稿时间： | 2002-11-23 |
Theoretical analysis and study of flood insurance |
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| WANG Ben-de,YU Yi-bin. Theoretical analysis and study of flood insurance[J]. Advances in Water Science, 2004, 15(1): 117-122 |
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| Authors: | WANG Ben-de YU Yi-bin |
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| Affiliation: | School of Civil Engineering and Water Conversancy, Dalian University, of Technology, Dalian 116023, China |
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| Abstract: | This paper introduces the present state of flood insurance in some countries,and applies the economics,the insur ance theory,the system engineering to the analysis and study of flood insurance,which reveals the inherent property and law of flood insurance,and establishes the utility model of flood insurance.Some advices are proposed to implement flood insurance thoroughly according to our situation. |
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| Keywords: | flood insurance risk market insurance self-insurance self-protection theory research |
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