试论完善多种用海功能的海域使用权抵押制度的路径

海域使用权抵押作为新兴的融资方式,得到普遍的认可,但是因相关法律未明确以怎样的方式对海域使用权价值的评估,故其在实践中遇到适用的阻碍,文章主要从农渔业用海和工矿交通用海权两个方面进行论述,阐释了对海域使用权价值的评估体系,也就是说对渔业适用三方联保贷款,而工矿交通则适用设立专门的担保机构以此来解决海洋功能分类定制,便于向金融机构以海域使用权获得相应的贷款,促进经济发展,为改革开放40年经济持续发展献出绵薄之力。

The Path of Perfecting the Mortgage System of the Right to the Use of Sea Areas with Multiple Sea Functions

As a new financing method,the mortgage of the right to use the sea area has been widely recognized.However,due to the lack of a clear way to assess the value of the right to use the sea area,the relevant laws encounter obstacles to its application in practice.This paper mainly discussed the right to use the sea from two aspects,one for agriculture and fishery,and the other for industry,mining and transportation.The paper expounded the evaluation system of the value of the right to use the sea area.That is to say,tripartite guaranteed loans are applicable to fisheries.Industry,mining and transportation is suitable for setting up special guarantee agencies to solve the customization of marine functional zoning.In this way,it is convenient to obtain corresponding loans from financial institutions with the right to use the sea area,which could promote economic development and make modest contributions to the sustained economic development in the past 40 years of reform and opening up.