| 农业自然风险评估及区域农业保险费率的确定方法 |
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| 引用本文： | 郭迎春,阎宜玲.农业自然风险评估及区域农业保险费率的确定方法[J].应用气象学报,1998,9(2):231-238. |
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| 作者姓名： | 郭迎春 阎宜玲 |
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| 作者单位： | 1.河北省气候中心(郭迎春)，河北省气象科学研究所(闫宜玲)，河北师范大学(王卫)，中国气象科学研究院(王春乙) |
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| 基金项目： | 河北省科委“河北省农业气象灾害指标体系与保险费率研究”项目 |
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| 摘 要： | 根据农业自然灾害的时空分布规律，对于不同地域、不同作物在不同的生长季内所遭受的自然灾害，确定出作物受灾级别和损失程度，提出农业自然灾害损失率的计算和分区方法，并制定出区域农业保险费率的确定方法。其方法和结论可供其它区域开展类似保险项目研究和业务工作参考。
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| 关 键 词： | 农业风险评估 保险费率 灾害损失率 |
The Methods of Agricultural Natural Risk Evaluation and Regional Insurance Premium Calculation |
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| Guo Yingchun.The Methods of Agricultural Natural Risk Evaluation and Regional Insurance Premium Calculation[J].Quarterly Journal of Applied Meteorology,1998,9(2):231-238. |
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| Authors: | Guo Yingchun |
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| Affiliation: | 1.1) (Hebei Climate Center, Shijiazhuang 050021); 2) (Hebei Research Institute of Meteorological Science, Shijiazhuang 050021); 3) (Hebei Normal University, Shijiazhuang 050021); 4) Chinese Academy of Meteorological Sciences, Beijing 100081) |
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| Abstract: | According to the spatial temporal distribution regulation of agricultural natural disaster, the grade of disaster and degree of loss are calculated for different regions, crops in the growth seasons. The method to calculate the proportion of crop damage derived from agricultural natural disaster, and regional insurance cost combined with forming division are put forward in the paper. These methods and results can be used as a reference for similar research and operation in other regions. |
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| Keywords: | Agricultural risk evaluation Insurance cost ratio Losing ratio of disaster |
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